Diary of kamal sharmahttp://fbd.rediffiland.com/Diary of kamal sharmaen-usBeauty of MathematicsAbsolutely amazing!

Beauty of Mathematics !!!!!!!

1 x 8 + 1 = 9
12 x 8 + 2 = 98
123 x 8 + 3 = 987
1234 x 8 + 4 = 9876
12345 x 8 + 5 = 98765
123456 x 8 + 6 = 987654
1234567 x 8 + 7 = 9876543
12345678 x 8 + 8 = 98765432
123456789 x 8 + 9 = 987654321

1 x 9 + 2 = 11
12 x 9 + 3 = 111
123 x 9 + 4 = 1111
1234 x 9 + 5 = 11111
12345 x 9 + 6 = 111111
123456 x 9 + 7 = 1111111
1234567 x 9 + 8 = 11111111
12345678 x 9 + 9 = 111111111
123456789 x 9 +10= 1111111111

9 x 9 + 7 = 88
98 x 9 + 6 = 888
987 x 9 + 5 = 8888
9876 x 9 + 4 = 88888
98765 x 9 + 3 = 888888
987654 x 9 + 2 = 8888888
9876543 x 9 + 1 = 88888888
98765432 x 9 + 0 = 888888888

Brilliant, isn't it?

And look at this symmetry:

1 x 1 = 1
11 x 11 = 121
111 x 111 = 12321
1111 x 1111 = 1234321
11111 x 11111 = 123454321
111111 x 111111 = 12345654321
1111111 x 1111111 = 1234567654321
11111111 x 11111111 = 123456787654321
111111111 x 111111111 = 12345678987654321

Cheers,

Kamal

]]>Sat, 17 May 2008 11:34:46 +0530http://fbd.rediffiland.com/blogs/2008/05/17/Beauty-of-Mathematics-1.htmlProperty Bazaar

Property Market ........


* Property market in Year 2001 -2004 was quiet Ok , People were able to buy Flats in reasonable rates .

*Year 2005 -2006 , Some of the well known builders started the rates boom , flat which was at the cost of Rs.900 Sq Ft now became 2200 to 2800

Q: Are there any additional facilities ?

--> N--o Same Scheme/Area , Flat sold at 10 Lacks Now selling at 25 Lacks .

Q: Why Property increased so High ?

--> IT people competition to buy sweet home ..

Q: Who is going to Benfit from this Property Boom ?

--> Only Builders and some of the Politicians

Q: How is the Bank's support on Home Loans ?

--> Last Year , Bank gave the loan's at flexible mimimum rate,Now Banks has sufficient number of customers ,

(Trap) Slowly Banker's increasing interst at % 0.5 every month .

IT People Who bought house for 22 Lacks for 20 Yrs , Now became 23 Yrs with raise of 0.5 %

Q. How some IT people can face the problems in Future ?

--> Companies are Project Based , If Projects are there then People will not be there .

Q. IT salaries are high in Market , How much actually IT-people getting in Hand ?

--> People, Who bought house of 22 Lacks to 40 Lacks They need to pay EMI

15,000 to 35,000 for 20 Yrs. If Bank keeps same interst rates .

Suppose Salary is 35- 40 K Per Month, 20K will be the EmI

Q. Is there any "Terms & Condition or Processes to increase rates" ?

--> No , Depends on Buiders Greediness . Every builder follows the different strategies

Builder sold one flat 1500 Per Sqft in Morning and 1800 Per Sqft in the Evening ,

There are no records maitained ..

Q. Who made builders smart & greedy ?

--> Fool IT people ..

No body is asking , Flat was sold at 12 Lacks , Why now 24 Lacks ?

Q. Is Corporation water & MESB available to all schemes ?

--> Some of the area don't have the Corporation water at all , People surviving on Water Tankers.

** MESB .. Under Table ,can be managed easily .

Q. What will be the condition If We are not able to Clear the Loan ?

--> Depends on individual capabilities

Q. What wiil be the actual 'area of living' or carpet area if the builder proposes 1000 sft?

....> The actual carpet area will be 800-850 sft only. The common area is also included in the proposal.

If two flats are in the same floor, then the builder cheats both the residents by collecting

How do Builders cheat buyers? ... Let us see with a simple example

Builder XXXX proposes a flat in a decent residential area.

Rate ( Unit Price ) - Rs. 3500 sft.

Registration - Rs. 40 per sft.

EB and drainage - Rs. 50,000

Covered Car park - Rs. 1,25,000

Corpus fund - Rs. 50000.

For a 1000 sft flat ( 850 sft carpet area ), the approximate cost will be Rs.37,65,000. In the same plot area ( measuring 2 grounds) the builder would have constructed 8 or 10 flats.

Let us see how a builder earns his profit

Total sales for the builder - 37, 65,000 *10 = 3, 76, 50000 ( 3.76 crores)

Cost of the land - Rs. 40 laks per ground

1) Total cost of the land - 80 lakhs for two ground ------- A

Total builtup area for 10 flats - 10*1000 sft = 10,000 sft

Construction cost per sft ( for normal specification) = Rs. 900 per sft

2) Total construction cost - 10,000 * 900 = Rs. 90,00,000 -------------- B

3) Other expenses for the builder - Rs. 20 per sft = Rs. 2,00,000 ................. C

Total expenses for the builder = A+ B+C

= Rs. 80,00,000 + Rs.90,00,000 + Rs. 2,00,00

= Rs. 1,72,00,000 ( 1.72 crores approx)

Total Sales = Rs. 3.76 crores - Rs. 1.72 crores

Total profit of the builder = Rs. 2.04 crores.

Let us see the share of each resident

1. Cost of land = Divided share among the other 10 residents

= Rs. 80,00,000 / 10

= Rs. 8,00,000

2. Construction cost = Rs. 900 * 1000

= Rs. 9,00,000

3. Other expenses = Rs. 2,00,000 ( approx)

Total = Rs. 19,00,000 ( Nineteen lakhs)

The total share for each resident is Rs. 19,00,000 ( Nineteen lakhs only )

but he pays Rs. 37.5 laks for the flat.

Q. How We can stop Builders -Property Boom ?

1) IT People should stop buying flats for atleast next 1-2 Yrs .

2) Onces rates are reasonable , With some legal process get the Booking .

3) Check Facilities, Convince, Road Approach, schools & Mainly co-operation water

4) Ask Questions If I buy 1/2 BHK at 12 to 30 Lacks , Do I get reasale value in future?

5) Today you are capable for paying 1000 -3000 maintains per month ? Will will be the same case

after 20-30yrs after retirement .

6) In All, Don't stretch more to get the more & more loans other wise it will create unnecessary

pressure and tension .

7) Read the above mentioned calculation carefully, when you are about to buy a flat pls keep this in mind.


Please read this carefully......Send it to all you know... ...Act quickly.....Save them from debts.......We can stop the inflation....

Bye,

Kamal

]]>Sun, 23 Mar 2008 13:54:24 +0530http://fbd.rediffiland.com/blogs/2008/03/23/Property-Bazaar-1.htmlTHINK OUTSIDE OF THE BOXNo one will GET second chance to impress....

Very Impressive Questions and Answers..... ...Think of your answers before checking the actual one.......


Question 1: You are driving along in your car on a wild, stormy night, it's raining heavily, when suddenly you pass by a bus stop, and you see three people waiting for a bus:


An old lady who looks as if she is about to die.
An old friend who saved your life once.
The perfect partner you have been dreaming about.

Which one would you choose to offer a ride to, knowing very well that there could only be one passenger in your car?

This is a moral/ethical dilemma that was once actually used as part of a job application.

* You could pick up the old lady, because she is going to die, and thus you should save her first;
* or you could take the old friend because he once saved your life, and this would be the perfect chance to! pay him back.
* However, you may never be able to find your perfect mate again.

The candidate who was hired (out of 200 applicants) had no trouble coming up with his answer. Guess what was his answer?

He simply answered:

"I would give the car keys to my Old friend and let him take the lady to the hospital. I would stay behind and wait for the bus with the partner of my dreams."

Sometimes, we gain more if we are able to give up our stubborn thought limitations. Never forget to "Think Outside of the Box."

Question 2: What will you do if I run away with your sister?"

The candidate who was selected answered " I will not get a better match for my sister than you sir"

Question 3: Interviewer (to a student girl candidate) - What is one morning you woke up & found that you were pregnant.

Girl - I will be very excited and take an off, to celebrate with my husband.

Normally an unmarried girl will be shocked to hear this, but she managed it well. Why I should think it in the wrong way, she said later when asked

Question 4: Interviewer: He ordered a cup of coffee for the candidate. Coffee arrived kept before the candidate, and then he asked what is before you?

Candidate: Instantly replied "Tea"

He got selected.

You know how and why did he say "TEA" when he knows very well that coffee was kept before.

(Answer: The question was "What is before you (U - alphabet)
Reply was "TEA" ( T - alphabet)

Alphabet "T" was before Alphabet "U"

Question 5: The interviewer asked to the candidate "This is your last question of the interview. Please tell me the exact position of the center of this table where u has kept your files."

Candidate confidently put one of his finger at some point at the table and told that this was the central point at the table. Interviewer asked how did u get to know that this being the central point of this table, then he answers quickly that sir u r not likely to ask any more question, as it was the last question that u promised to ask.....

And hence, he was selected as because of his quick-wittedness. ........

This is what Interviewer expects from the Interviewee. ....


"THINK OUTSIDE OF BOX"e,
Kmal
]]>Fri, 11 Jan 2008 13:00:01 +0530http://fbd.rediffiland.com/blogs/2008/01/11/THINK-OUTSIDE-OF-THE-BOX.htmlIQ Test for today
B elow are four (4 ) questions and a bonus question. You have to answer them instantly. You can't take your time, answer all of them immediately . OK?


Let's find out just how clever you really are....



Ready? GO!!! (scroll down)








First Question:

Y ou are participating in a race. You overtake the second person. What position are you in?




~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~




Answer: If you answered that you are first, then you are
absolutely wrong! If you overtake the second person and you take his place, you are second!

Try not to screw up next time.
Now answer the second question,
but don't take as much time as you took for the first question, OK?

Second Question:
I f you overtake the last person, then you are...?
(scroll down)




Answer: If you answered that you are second to last, then you are wrong again. Tell me, how can you overtake the LAST Person?


You're not very good at this, are you?



Third Question:
V ery tricky arithmetic! Note: This must be done in your head only .
Do NOT use paper and pencil or a calculator. Try it.



Take 1000 and add 40 to it. Now add another 1000 . Now add 30 .
Add another 1000 . Now add 20 . Now add another 1000
Now add 10 . What is the total?


Scroll down for answer.....









~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Did you get 5000 ?

The correct answer is actually 4100.



If you don't believe it, check it with a calculator!
Today is definitely not your day, is it?
Maybe you'll get the last question right....
....Maybe.



Fourth Question:

Mary's father has five daughters: 1. Nana, 2. Nene, 3. Nini,
4. Nono. What is the name of the fifth daughter?







~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Did you Answer Nunu?
NO! Of course it isn't.
Her name is Mary. Read the question again!

Okay, now the bonus round:
A mute person goes into a shop and wants to buy a toothbrush. By
imitating the action of brushing his teeth he successfully
expresses himself to the shopkeeper and! the purchase is
done.
Next, a blind man comes into the shop who wants to buy a pair of
sunglasses; how does HE indicate what he wants?


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

He just has to open his mouth and ask...
It's really very simple.... Like you!

Take Care,Kamal

]]>Tue, 13 Nov 2007 20:51:17 +0530http://fbd.rediffiland.com/blogs/2007/11/13/IQ-Test-for.htmlHappy DeepawaliHi,

May this Diwali bring Peace, Joy & Happiness.
Wishing you & your family a very Happy and Prosperous Diwali.


Kamal Sharma

]]>Thu, 08 Nov 2007 19:38:12 +0530http://fbd.rediffiland.com/blogs/2007/11/08/Happy.htmlGods Blessing this seasonGOD WANTS ME TO TELL YOU....

Everything that is going wrong in your life today shall be well with you this year. You have been destined to make it and you shall surely achieve
all your goals this year. For the remaining months of this year (2007), all your agonies will be diverted and victory and prosperity will be incoming in abundance. Today God has confirmed the end of your sufferings, sorrows, and pains because HE that sits on the throne has remembered you.
He has taken away the hardships and given you JOY. He will never let you down. I knocked at heaven's door this morning, God asked me... My child! What can I do for you? And I said, 'Father, please protect and bless the person reading this message'... God smiled and answered... Request granted...........
]]>Sun, 04 Nov 2007 12:58:21 +0530http://fbd.rediffiland.com/blogs/2007/11/04/Gods-Blessing-this.htmlJust a Sunday time pass
Are you male or female?

To find out the answer, look down...





































































































Look down, not scroll down !!!!

]]>Sun, 04 Nov 2007 12:50:43 +0530http://fbd.rediffiland.com/blogs/2007/11/04/Just-a-Sunday-time.htmlJaadu Ki JaphiThe paradox of our time in history is that we have taller buildings but shorter tempers, wider Freeways , but narrower viewpoints. We spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness.

We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much , and pray too seldom.

We have multiplied our possessions, but reduced our values. We talk too much, love too seldom, and hate too often.

We've learned how to make a living, but not a life. We've added years to life not life to years. We've been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not inner space. We've done larger things, but not better things.

We've cleaned up the air, but polluted the soul. We've conquered the atom, but not our prejudice. We write more, but learn less. We plan more, but accomplish less. We've learned to rush, but not to wait. We build more computers to hold more information, to produce more copies than ever, but we communicate less and less.

These are the times of fast foods and slow digestion, big men and small character, steep profits and shallow relationships. These are the days of two incomes but more divorce, fancier houses, but broken homes. These are days of quick trips, disposable diapers, throw-away morality, one night stands, overweight bodies, and pills that do everything from cheer, to quiet, to kill. It is a time when there is much in the showroom window and nothing in the stockroom. A time when technology can bring this letter to you, and a time when you can choose either to share this insight, or to just hit delete...

Remember; spend some time with your loved ones, because they are not going to be around forever.
Remember, say a kind word to someone who looks up to you in awe, because that little person soon will grow up and leave your side.

Remember, to give a warm hug to the one next to you, because that is the only treasure you can give with your heart and it doesn't cost a cent.

Remember, to say, 'I love you' to your partner and your loved ones, but most of all mean it. A kiss and an embrace will mend hurt when it comes from deep inside of you.

Remember to hold hands and cherish the moment for someday that person will not be there again.

Give time to love, give time to speak! And give time to share the precious thoughts in your mind.

AND ALWAYS REMEMBER:

Life is not measured by the number of breaths we take, but by the moments that take our breath away.

Keep Smiling,

Kamal

]]>Sat, 13 Oct 2007 19:45:41 +0530http://fbd.rediffiland.com/blogs/2007/10/13/Jaadu-Ki.htmlStronger Rupee = Stronger IndiaStronger Rupee = Stronger India


Let me ask a question first.


What type of economic strength is preferable to India?
A) A strong Indian economy fueled by its cheap labor due to a weaker
rupee against dollar, where the Indians end up working in shifts, late
nights, whole nights and what not... only doing low profile jobs which
foreign companies want to offload to India, so that they can concentrate
on high end works and become even better. For instance in IT field,
providing BPO services, support and maintenance work for products...


OR


B) A strong Indian economy fueled by its strong innovations and
products, no matter whether the rupee is strong or weak against dollar..
where Indians work only in regular office hours of 9 to 6, developing
cutting edge technologies and solutions, selling our world class
products both inside and outside India. For instance in IT field,
imagine operating systems, compilers, databases etc all coming out of
India..


I do not deny the fact that the IT boom in India came to a large extent
because of (A). Well and good, we have had the benefits of our cost
being cheap in western markets due to a weak rupee against dollar.. We
have had our share because of this advantage in the past 2 decades..


But at the same time doesn't it make sense to move towards (B), instead
of crying foul against rupee becoming stronger against dollar?


What a pity! Indian IT companies are feeling bad because rupee is
becoming stronger against dollar! Reason, their profits will go down
when the value of rupee is stronger, as every single dollar that comes
into their account now means lesser rupee than earlier..(if for instance
earlier they used to get 47 rupees for every dollar that comes in, but
today its less than 40!)


But isn't this a matter of celebration? Our rupee is gaining importance
internationally and is becoming stronger again.. How many of us know
that in 1947 when India got independence 1 Rupee was 1.2 US dollars?


These Indian IT companies instead of relying on a weaker rupee for their
profit should now look at coming out with innovative products and
technical solutions. What have these companies done in the arena of core
system products? Why don't we have any operating systems, compilers,
database systems, development platforms etc coming out of India? Why
don't we develop tools like photoshop or flash? We have talent, but they
all are working in American companies on these products.. Cannot our
Indian IT companies setup at least small teams to develop such products?


Instead they are planning to make their employees work on saturdays too
!
So that their profits can increase due to extra hours the employees put
in.. As if India doesnt have any other option other than cheap labour,
workaholic labor!! Are there no brains in India who can setup companies
developing products and make money just by printing out more serial
numbers and burning their product DVDs?


If Indian companies continue to depend on its weak currency, then how
would Indian economy survive in a world where all currencies have equal
value?
Survival of the fittest.. Only greater innovation can help us in that
case..


We need to have knowledge and technological advantage if India wants to
become a superpower, not low cost based cheap labor advantage! Let the
Chinese do it..


I hope that rupee becomes more and more stronger so that Indians are
forced to use their brains and come up with innovative products and next
generation technologies, than to provide low end services...


We need to create a situation where other countries line up to buy our
F-16s, to buy our operating systems, to buy our mobile phones and
I-pods, to buy our Boeing, to buy our Mercedes...


A stronger rupee means we can easily afford foreign trips! This is what
I wrote in one of my earlier blogs.


"A stronger rupee means Indians can buy things anywhere in the world on
par with developed economies! We dont have to spend crores of rupees
then to buy a Boeing! We don't have to pay tens of thousands of rupees
for international air travels! A stronger rupee means greater
international exposure! There wont be a difference between buying a
Maruti and buying a Mercedes! One can go on a trip to the Grand Canyon
just like the way one goes to Ladakh or Nepal ! How do you think
american citizens are able to tour all over the world? Because they earn
more? No. But because their currency USD is stronger.. and this is where
a strong rupee will lead us to!..."

]]>Fri, 21 Sep 2007 08:23:08 +0530http://fbd.rediffiland.com/blogs/2007/09/21/Stronger-Rupee-Stronger.htmlGolden TelephoneAn American decided to write a book about famous churches around the
> > World.
> >
> >
> >
> > So he bought a plane ticket and took a trip to China .
> >
> >
> >
> > On his first day he was inside a church taking photographs
when he
> > Noticed a golden telephone mounted on the wall with a sign
that
>read
> > "$10,000 per call".
> >
> >
> >
> > The American, being intrigued, asked a priest who was
strolling by
> > what
> > The telephone was used for.
> >
> >
> >
> > The priest replied that it was a direct line to heaven and
that for
> > $10,000 you could talk to
>God.
> >
> >
> >
> > The American thanked the priest and went along his way.
> >
> >
> >
> > Next stop was in Japan . There, at a very large cathedral, he
saw
>the
> > Same golden telephone with the same sign under it.
> >
> >
> >
> > He wondered if this was the same kind of telephone he saw in
China
> > and
> > He asked a nearby nun what its purpose was.
> >
> >
> >
> > She told him that it was a direct line to heaven and that for
>$10,000
> > He
> > Could talk to God.
> >
> >
> >
> > "O.K., thank you," said the American.
> >
> >
> >
> > He then traveled to Pakistan ,
>Srilanka , Russia , Germany and France
> > .
> >
> >
> >
> > In every church he saw the same golden telephone with the same
> > "$10,000
> > Per call" sign under it.
> > The American, upon leaving Vermont decided to travel to up to
India
> > to
> > See if Indians had the same phone.
> >
> >
> >
> > He arrived in India , and again, in the first church he
entered,
> > there
> > Was the same golden telephone, but this time the sign under it
read
> > "One
> > Rupee per call."
> >
> >
> >
> > The American was surprised so he asked the priest about the
sign.
> > "Father, I've traveled all over World
>and I've seen this same golden
> > Telephone in many churches. I'm told that it is a direct line
to
> > Heaven,
> > But in the US the price was $10,000 per call.
> >
> >
> >
> > Why is it so cheap here?"
> >
> >
> >
> > Readers, it is your turn........Think ......before you scroll
>down...
> >
> >
> >
> > ..................
> > ..........................................................
> >
> >
> >
> > ............................................
> >
> >
> >
> >
> ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> >
> ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> > ......................................................
> >
> >
> >
> >
> > The priest smiled and answered, "You're in India now, Son -
it's a
> >
> Local
> > Call".
> > This is the only heaven on the Earth.
> >
> >
> >
> > KEEP SMILING
> >
Bye,

Kamal

]]>Tue, 31 Jul 2007 10:44:16 +0530http://fbd.rediffiland.com/blogs/2007/07/31/Golden.html